I heard about the Wealthsimple Visa Infinite credit card earlier this year. It was offered as a beta product for a select group of users. The credit card offered 0.5% in cash back plus an additional 0.5% if you pay off the balance within 48 hours of receiving the statement. That was a terrible offer. Many free credit …

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As Canadians, we’re jealous of the perks that US financial companies offer. These perks include zero-commission trades, low-commission options, no foreign-exchange fee credit cards, etc. There is a lack of competitive landscape here in Canada. Questrade has been one of the better low-fee investment brokerages for …

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Regardless of all of the volatility at the beginning of August and now at the beginning of September, the markets have performed well. The S&P 500 is up 18.5% since the start of the year. Though that’s largely due to tech stocks. The S&P 500 Equal Weight Index is up 10.5% year-to-date. Both inflation and …

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The markets have headed lower since the middle of July and the start of August has been extremely volatile. The CNN Fear and Greed index is at extreme fear. With a conflict looming in the Middle East, I certainly expect markets to continue lower. The heightened volatility has made it profitable for options sellers like …

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There are many online banks out there offering high-interest savings accounts (HISAs). The usual suspects, such as Tangerine Bank and Simplii Bank, have a lottery where some customers receive short-term promotional interest rates. I’ve been riding the 5+% interest rate lottery at Tangerine Bank for a while now. …

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For all the Americans out there, Happy Independence Day! And for the Canadians, Happy Belated Canada Day! Summer is upon us. Although I’m excited about the warmer months, I’m sad that the days are getting shorter. I’ve been trying to stay active by playing recreational sports with friends. I’m …

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I just completed my second airplane flight this year. It was a short trip to visit family. Thanks to the Scotiabank Passport Visa Infinite credit card that I acquired this year, I had my first airport lounge experience. From the outside, the lounge looked tiny because all you can see is the bar but inside is slightly …

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April has turned out to be a volatile month for the markets. I took that opportunity to purchase more shares of XGRO.TO. I didn’t get a chance to add to my other stocks. I haven’t had the chance to research my holdings more closely. But I am looking to consolidate my holdings. For example, I might consider …

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Similar to previous updates, work was very busy, which caused me to largely ignore the market. But the upside was that due to my large tech exposure, my portfolio gained value in the first 3 months of the year more than it has in most years. As one of my largest positions, Amazon has been on a tear and I think …

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I finally took my first flight since the pandemic started. It was a nice little break from the monotony of working from home daily. Two things stood out the most. The first is that US/Canada customs was more efficient. The second is that I was hyper-conscious of all of the coughing and sneezing in the airport and the …

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